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Hvad er en insolvenserklæring? En insolvenserklæring er en erklæring fra fogedretten, hvor du som debitor under ed bekræfter, at du ikke ejer noget af værdi, der kan bruges til at betale din gæld.

Når en skyldner under en fogedsag viser sig ikke at have nogen aktiver, kan der afgives en insolvenserklæring. Tidligere fredede denne erklæring debitor mod nye fogedsager i seks måneder. Med de nye regler er denne fredningsperiode nu udvidet til tolv måneder.

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